Pretty much every option for insurance of a car like that will be cheap. Insurance for a restored car that's 20 years old or more, only driven on a few Sundays during the dry summer months, or in parades, costs like .008 cents per year.
If you have a restored car you drive regularly, most likely the insurance company won't let you take anything more than liability on it. A car over 9 years old or so will have really low rates, especially without comprehensive or collision coverage.
Some places will occasionally insure an older vehicle based on the stated amount and allow comp/collision coverage, but the value of the car is based on resale value, which is low. You can put $25,000 into a car but stated value is only $10,000 because that's all you can sell it for. With the value based on such a low amount, you get cheap insurance that way, but if you total your car you only get the stated amount, which sucks.
You shouldn't have asked this. I can hear you snoring already.
no subject
If you have a restored car you drive regularly, most likely the insurance company won't let you take anything more than liability on it. A car over 9 years old or so will have really low rates, especially without comprehensive or collision coverage.
Some places will occasionally insure an older vehicle based on the stated amount and allow comp/collision coverage, but the value of the car is based on resale value, which is low. You can put $25,000 into a car but stated value is only $10,000 because that's all you can sell it for. With the value based on such a low amount, you get cheap insurance that way, but if you total your car you only get the stated amount, which sucks.
You shouldn't have asked this. I can hear you snoring already.